Closing and Escrow Services
Product Name Description Code
Attorney Closing w/FundingA closing will be coordinated utilizing a licensed attorney to facilitate the signing of the closing documents and centrally manage the disbursement of the loan proceeds. 301
Close by Phone w/FundingA closing will be coordinated with a closing representative, via phone, for the review of the documents contained in the closing package. Once the review is complete, the representative instructs the borrower to take the closing package to a notary of their choice to execute and notarize all documents and return the closing documents. The disbursement of the loan proceeds is centrally managed. 571
Closing & Escrow ServicesOn Residential transactions, the lender obtains title evidence. Closing agent handles title compliance, payoffs, disbursements along with proper ID and execution of the documents at closing. Certain portions of the above may be performed by a party other than the lender or the closing agent. 29
Closing Service Mail AwayClosing Services involve the following items and the transportation of documents. Perform curative work on title. Prepare a Preliminary and a Final HUD document. Prepare a closing package for mail-away closing and deliver to the customer. Audit the executed closing package against the Lender's 396
Closing w/Property RptClosing with Property Report is a full escrow closing with a property report. This is performed with a one-owner limited search and no subsequent title policy is issued. All closing functions are performed in accordance with the local custom and practice and state and federal regulations. 393
Commercial ClosingOn Commercial transactions, the lender obtains title evidence. Closing agent handles title compliance, payoffs, disbursements along with proper ID and execution of the documents. 28
Construction Disbursement ServicesConstruction Disbursement Services provides fund control on projects ranging from custom residential homes, infrastructure funding of developments, commercial franchise projects and complex commercial high-rise buildings. 507
Courtesy ClosingMore commonly called Witness Closing, the lender obtains title evidence, payoffs, closing requirements. Closing agent takes ID from signers and has documents executed appropriately. 30
Doc Filing - Insurance CertThis product will be used to provide the title insurance certificate and to forward the legal documents to the appropriate Provider and subsequently to the respective County Court House for recordation into public records. 633
Document FilingProcess by which legal documents are forwarded to the respective County Court House for Recordation into public records. 27
Document Signing ServiceA notary only signing service. A notary public will witness the signing of the documents. No explanations or descriptions of the documents to be signed will be provided. 56
Dual Closing Witness ClosingA closing will be coordinated at 2 different locations utilizing a witness agent (Notary) to facilitate the signing of the closing documents and centrally manage the disbursement of the loan proceeds. 302
Full Closing-Centralized-Full ALTAClosing coordination requested in conjunction with a full coverage title product, typically an ALTA policy. 113
Full Closing-Centralized-Non-Title/LTDClosing coordination requested in conjunction with a limited coverage or non-insurance title product. 112
Funding Disbursement only - E TitleCentrally manage the disbursement of the loan proceeds. 303
Loan ModificationModification of an existing loan that includes a permanent change in one or more of the terms of a mortgagor's loan and requires the signature of the borrower on the loan modification document. 604
Loan Modification with RecordingModification of an existing loan that includes a permanent change in one or more of the terms of a mortgagor's loan and requires the signature of the borrower on the loan modification document. Once document is executed, the document will be recorded. 605
Piggyback ClosingA closing/escrow service on the second of two loans on the same property. 538
Piggyback Closing Witness ClosingA closing will be coordinated utilizing a witness agent (Notary) to facilitate the signing of the 1st and 2nd mortgage closing documents and centrally manage the disbursement of the loan proceeds. 304
Property Rpt w/Closing/Escrow ServicesA combination of a Property Report and Closing/Escrow services. 429
Recordation Tax ServiceThe calculation of mortgage taxes. 202
Reverse Mortgage ClosingClosing/escrow services for a reverse mortgage loan. 936
Sub-EscrowOnce funds are received from the lending institute, the funds are disbursed to pay off existing loans and taxes according to the payoff statement provided. 57
Witness Closing w/FundingA closing will be coordinated utilizing a witness agent (Notary) to facilitate the signing of the closing documents and centrally manage the disbursement of the loan proceeds. 305

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