| Product Name |
Description |
Code |
| ALTA 98 Title Rpt | Preliminary report issued before the actual policy which lists the condition of the title and steps necessary to complete the final issuance of title insurance. The ALTA 98 policy also includes an additional owner's policy. | 437 |
| ALTA Jr Title Policy | Provides limited title insurance coverage to institutional lenders who may not require full policy coverage for "equity" type loans. Available for residential property only. | 93 |
| ALTA Reverse Mortgage | Reverse mortgage enables older homeowners (62+) to convert part of the equity in their homes into tax-free income without having to sell the home, give up title, or take on a new monthly mortgage payment. | 580 |
| ALTA Title Policy w/CEMA | Standard ALTA Title Policy that includes a "CEMA" Consolidated Extension Modification Agreement. | 570 |
| ALTA Title Policy w/Sub-Escrow Serv | A full title report with sub-escrow services. | 526 |
| ALTA-Title Master Policy | Special ALTA-Title product that is part of a Master Policy Agreement between vendor and Lender | 377 |
| Alternative Title | A specialized title report designed to support specific lender/provider programs | 532 |
| Census Tract | This report contains a Census Tract , which is a small, relatively permanent statistical subdivision of a county established by the U.S. Census and designed to be homogenous with respect to population characteristics, economic status, and living conditions. | 430 |
| Commitment/Prelim Rpt | Preliminary report issued before the actual policy which lists the condition of the title and steps necessary to complete the final issuance of title insurance | 3 |
| Commitment/Prelim Rpt-Commercial | Prelim report for a commercial property issued before the actual policy which lists the condition of the title and steps necessary to complete final issuance of title insurance. | 176 |
| Commitment/Prelim w/Courtesy Closing | Full Title Insurance with a witness/courtesy closing | 134 |
| Commitment/Prelim w/Sub Escrow | A combination of the Commitment/Preliminary Report and Sub Escrow Services. | 297 |
| Copies of Documents | Provides copies of specific documents requested for the property in question. In the "special instructions" section lender provides details regarding the documents requested. Examples: Grant Deeds, Mortgages, Deed of Trust, Instrument number and
recording information, etc. | 108 |
| Curative Only | Used when a customer already has the title information and wants to have their provider provide curative services only. | 395 |
| Date Down Endorsement | A follow-up product to the Title Commitment - Construction report. Provides information on the additional funds distributed during the construction project. | 485 |
| Deed Information Rpt | name of grantors and grantees, including the status of the parties and estate by which title is held, consideration, date of execution, date of recording, deed reference, legal description, created interests or conditions of title as set forth in the deed and parcel identification number. No insurance is provided. | 106 |
| Deed Information Rpt Update | Update Only for Deed Information Report Update | 110 |
| Deed Rpt | A report of the property from current owner’s date of the last vesting deed to the present, vesting, recording date, recording references and legal description. | 168 |
| Deed Rpt Plus | The Deed Report Plus is an uninsured title product identifying the last deed recorded, the legal description, and the assessor’s parcel number or identifying number (ex. APN) in the real property records in the county in which the subject property is located. The Deed Report Plus protects the Company against loss arising from errors in the legal description and/or the vesting information based on the last deed of record available in the public property records as of the date of the Deed Report Plus. | 406 |
| Document Filing | Process by which legal documents are forwarded to the respective County Court House for Recordation into public records. | 428 |
| Equity Tract Search | The Equity Tract Search includes the owner of record on the property, liens of record and current tax information. | 436 |
| Expanded Coverage Residential Loan Policy | A loan policy insuring the validity of a deed of trust/mortgage that is secured by an improved one-to-four family dwelling, which provides broader coverage than that offered by the ALTA Loan Policy (10/17/92). The policy is limited to qualified institutional lenders and qualified properties, as defined by the Title Insurer. | 405 |
| Flag 65 | Provides limited assurances regarding information contained in tax records and monetary liens appearing in the public records | 366 |
| Foreclosure Activity Rpt | Report detailing foreclosure information on a property. | 456 |
| Foreclosure Search | Standard Title search ordered during the foreclosure process. | 5 |
| Foreclosure Search Plus | Standard Title search ordered during the foreclosure process with increased protection to the Company against loss arising from errors in the report | 582 |
| Free and Clear-1st Lien | Orders placed under this product include title and escrow work. The title order will result in a Commitment or Preliminary Report pursuant to an ALTA Title Insurance Policy. This order includes sub-escrow closing services. | 259 |
| Full ALTA w/Commitment | Preliminary report issued before the actual policy which lists the condition of the title and steps necessary to complete the final issuance of title insurance. | 461 |
| Grant Deed Prep | Uninsured preparation of a Grant Deed | 273 |
| Insured Legal & Vesting | Alternative insured title product | 569 |
| Last Deed of Record | A copy of the last recorded deed, no examination or determination of title is completed. A complete copy of the most recent deed vesting title in the borrowers for the property address provided. This is a non-insurance product in which no title insurance will be issued. | 2 |
| Last Deed of Record w/Mortgage Schedule | A copy of the last recorded deed and a copy of the Mortgage Schedule for the property, no examination or determination of title is completed. A complete copy of the most recent deed vesting title in the borrowers for the property address provided. This is a non-insurance product in which no title insurance will be issued. | 114 |
| Last Deed of Record w/Profile | A copy of the last recorded deed and a copy of a Property Profile, no examination or determination of title is completed. A complete copy of the most recent deed vesting title in the borrowers for the property address provided. This is a non-insurance product in which no title insurance will be issued. | 239 |
| Later Dates-Commercial | Additional update / title search for commercial property | 171 |
| Legal Description & Vesting Information | Provide legal description and vesting information on subject property from legal and vesting data sources. | 209 |
| Legals Only | Legal description only | 180 |
| Limited Coverage Product | Available to institutional lenders, provides limited assurances regarding information contained in tax records and monetary liens appearing in the public records. | 4 |
| Manual Search Request | Preliminary report issued before the actual policy and steps necessary to complete the final issuance of insurance. | 453 |
| Mechanic & Materialman Lien Tracking | Mechanic and Materialman Lien Tracking provides fund control on projects ranging from custom residential homes, infrastructure funding of developments, commercial franchise projects and complex commercial high-rise buildings. | 517 |
| O&E w/Sub-Escrow | Ownership and Encumberance report with sub-escrow services | 528 |
| Owner's Policy | A title report used for a cash purchase transaction not involving a lender, where the buyer is requesting an insurance policy on the property. | 475 |
| Ownership & Encumbrance | A non-insurance report that provides owner of record, legal description,
mortgage, judgment, lien, miscellaneous and tax information. | 185 |
| Piggyback ALTA | A second title report when the borrower is obtaining two loans on the same property. | 537 |
| PIRT | Available to institutional lenders (usually subordinate); provides limited assurances regarding information contained in tax records, monetary liens appearing in the public records and ownership information appearing in the public records. | 403 |
| PIRT Plus | Available to institutional lenders (usually subordinate); provides limited assurances regarding information contained in tax records, monetary liens appearing in the public records and ownership information appearing in the public records. The PIRT Plus has a higher liability than the regular PIRT. | 465 |
| Property Profile | A report of the property from current owner’s date of the last vesting deed to the present, vesting, recording date, recording references, legal description, and current mortgages/deeds of trust. | 167 |
| Property Rpt | name of grantors and grantees, including the status of the parties and estate by which title is held, consideration, date of execution, date of recording, deed reference, legal description, created interests or conditions of title as set forth in the deed, and parcel identification number, real estate tax information and open mortgages. Does not include involuntary liens and judgements (municipal, mechanics, tax, small claims and special assessments). No insurance is provided. | 104 |
| Property Rpt Plus | name of grantors and grantees, including the status of the parties and estate by which title is held, consideration, date of execution, date of recording, deed reference, legal description, created interests or conditions of title as set forth in the deed, and parcel identification number, involuntary liens and judgements inclusive of municipal, mechanics/materials, tax liens, small claims awards affecting real estate and special assessments. No insurance is provided. | 105 |
| Property Rpt Plus Update | Update Only for Property Report Plus Update | 109 |
| Property Rpt Update | Update Only for Property Report Update | 111 |
| Property Verification Rpt | Verification report on the loan property and vesting information. | 282 |
| Quit Claim Deed Prep | Uninsured preparation of a Quit Claim Deed | 272 |
| Simultaneous Issue | A title report used on a purchase transaction where the provider is issuing both a lender's and owner's title insurance policy. | 476 |
| Stand Alone (2nd Lien) | Orders placed under this product include title and escrow work. The title order will result in an ALTA Jr Policy or a Property Report Plus. The ALTA Jr Title Policy provides limited title insurance coverage. It is available for residential property only. The Property Report Plus provides vesting information, legal description, liens of record, judgments and tax information. The Property Report Plus provides no insurance. This order includes sub-escrow closing services. | 260 |
| Subordination | Creation and execution of an agreement allowing one encumbrance to be superior in lien position over an existing lien on the given subject property. | 281 |
| Survey | A survey on the property that might be insured by the title company. | 438 |
| Tax Monitoring Term 1-10 years | Mini-search for tax information on a residential property | 172 |
| Tax Search | Details the tax information, assessments or charges levied by a municipal or governmental authority or imposed by any other lawfully constituted body authorized by statute to assess, levy and collect taxes. It includes the taxing authority, mailing address, borrower name, dollar amount of taxes due, tax due date and assessor’s parcel number (identifying number – APN) or legal description/parcel number. | 306 |
| Title - Refinance/No Cash Out | Preliminary report issued before the actual policy, which lists the condition of the title and steps necessary to complete the final issuance of title insurance. | 237 |
| Title Commitment - Central | Preliminary report issued before the actual policy which lists the condition of the title and steps necessary to complete the final issuance of title insurance. | 307 |
| Title Commitment - Construction | A title report that insures the lender for the amount disbursed during construction of the building. | 486 |
| Title Commitment - Purchase | Preliminary report issued before the actual policy which lists the condition of the title and steps necessary to complete the final issuance of title insurance for purchase transactions. | 533 |
| Title Commitment - Refinance | An ALTA title policy for a first mortgage refinance transaction. | 567 |
| Title Commitment w/Curative | Full title report where the lender is performing some of the curative work. | 404 |
| Title Commitment/Full Closing-Commercial | Preliminary report for a commercial property issued before the actual policy which lists the condition of the title and steps necessary to complete the final issuance of title insurance. | 173 |
| Title Report - 2 Owner | Non insurance report of the property from current owner's date of the last deed vesting title to the present, including complete deed information; grantees, grantors, execution and recording dates, recording references and legal description as well as all open mortgages/deed of trust. Commonly called Current Owner Search, Lien Search, Bring to Date and/or Ownership & Encumbrance Report. The Title Agent searches the property records to determine encumbrances, liens, and the current and previous owner of record. No insurance is provided. | 634 |
| Title Rpt | Non insurance report of the property from current owner's date of the last deed vesting title to the present, including complete deed information; grantees, grantors, execution and recording dates, recording references and legal description as well as all open mortgages/deed of trust. Commonly called Current Owner Search, Lien Search, Bring to Date and/or Ownership & Encumbrance Report. The Title Agent searches the property records to determine encumbrances, liens, and current owner of record. No insurance is provided. | 1 |
| Title Rpt Master Plus | Master Search including pick-up and recording. | 214 |
| Title Rpt Master Plus - Commercial | Master Search including pick-up and recording for commercial properties. | 220 |
| Title Rpt Master Search | Security Search including taxes and judgments. | 213 |
| Title Rpt Master Search - Commercial | Security Search including taxes and judgments for commercial properties. | 217 |
| Title Rpt Ownership / Legal | Deed only search with legal description. | 211 |
| Title Rpt Ownership /Legal - Commercial | Deed only search w/ legal description for commercial properties. | 218 |
| Title Rpt Plus | The Title Report Plus is an uninsured title product identifying the last deed recorded, the legal description, open mortgages/deeds of trust, judgments, federal tax liens, and property tax and assessment records as disclosed in the real property records in the county in which the subject property is located that protects the Lender against errors in lien information contained in the document. | 392 |
| Title Rpt Plus w/Legal & Vesting | Protects against actual loss for the life of the loan arising from errors in the legal description and or the vesting information based on the last conveyance deed of record between two non-related parties indicating a transfer of ownership in the property available in the public property records as of the date of the Title Report Plus. | 407 |
| Title Rpt Plus w/Legal & Vesting & Tax | Protects against actual loss for the life of the loan arising from errors in the legal description and or the vesting information based on the last conveyance deed of record between two non-related parties indicating a transfer of ownership in the property available in the public property records as of the date of the Title Report Plus. Protects against actual loss for the life of the loan arising from unreported delinquent taxes on the subject property as of the date of the Title Report Plus. | 408 |
| Title Rpt Premier Search | Master Plus including an update search. | 210 |
| Title Rpt Premier Search - Commercial | Master Plus including an update search for commercial properties. | 219 |
| Title Rpt Security Search | Deed only search with liens and mortgages. | 212 |
| Title Rpt Security Search - Commercial | Deed only search w/ liens and mortgages for commercial properties. | 216 |
| Title Rpt-Commercial | Non insurance report of the commercial property from current owner's date of the last deed vesting title to the present. | 170 |
| Transaction History Rpt | Report that shows the mortgage transactions for the property and can include such information as the sale date, sale recording date, price, recording document number and type, grantor and grantee names along with mortgage type, amount and term. | 458 |
| UCC Lien Search | Provides name of Co-op corporation and names of owners of shares of stock associated with a specific unit within that Co-op. Includes lien search against building, unit, and owner and offers guarantee of certain liabilities. | 186 |
| Update/Memo | Provides for a limited liability search. Non-insurance report of the property from current owner's date of vesting title to the present, including complete deed information; grantees, grantors, execution and recording dates, recording references and legal description as well as all open mortgages/deed of trust. Commonly called Current Owner Search, Lien Search, Bring to Date and/or Ownership & Encumbrance Report. The Title Agent searches the property records to determine encumbrances, liens, and current owner of record. No insurance is provided. | 409 |
| Updates | Mini search / extension of a search | 179 |
| Upgrade Prelim/Commitment Title Insurance | Upgrade previous uninsured title search to a preliminary report issued before the actual policy which lists the condition of the title and steps necessary to complete the final issuance of title insurance. | 531 |