Business Credit Reports
Product Name Description Code
Business Owner ProfileA comprehensive credit report that combines information on a business and its proprietor. Ordering this report requires that the subscriber have a permissible purpose under the Fair Credit Reporting Act to access this data. The tradeline data is broken down by three rating categories: negative, neutral and positive. The proprietors public records is displayed in the context of this report. 120
Business Profile & Com IntelliscoreBusiness Profile Report: An objective business information source, founded on factual third party trade data that is reported from credit grantors. In addition to trade payment data, the report contains public record information, including bankruptcies, tax liens and Uniform Commercial Code filings, in addition to the company background information, which helps identify potential fraud by validating a company’s identity. And Commercial Intelliscore: A powerful predictive tool, with three individual models to help you when information is scarce and time is of the essence. Analyze the profits and losses associated with each score and set credit policy to meet your company’s needs. 208
Business Profile RptAn objective business information source, founded on factual third party trade data that is reported from credit grantors. In addition to trade payment data, the report contains public record information, including bankruptcies, tax liens and Uniform Commercial Code filings, in addition to the company background information, which helps identify potential fraud by validating a company’s identity.  118
Business SummaryA cost effective credit report that is an effective tool for evaluating low-dollar accounts, typically used is small balance credit transactions.  125
Commercial Intelliscore RptA powerful predictive tool, with three individual models to help you when information is scarce and time is of the essence. Analyze the profits and losses associated with each score and set credit policy to meet your company's needs.  119
Public Records RptA report containing all legal/public records on a business, which includes bankruptcy, tax liens, judgments, attachment liens and bulk transfer records. 128
Small Business Intelliscore RptA risk score report which combine both a business’ credit history with that of the owner(s) individual credit information to help evaluate the risk potential of a small business account. This is typically a one page report that contains a credit score that is predictive for up to six months. 126
UCC Detail RptThis report provides a detailed record of a business’ UCC filings. The category of information presented in this report consists of the filing date, court and UCC number. The report identifies the secured party with any assignments and a description of the collateral listed on the actual UCC schedule. 127

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